1. Be free of debt.
Do not make major purchases on credit unless you pay cash. This includes furniture, automobiles, electronics, restaurants, jewelry, lavish weddings and celebrations, etc.
2. No Job-hop
Do not replace your current job just before applying for a loan, unless it is more work for a fee. Job-hopping is broken. We suggest that instability.
3. To keep accounts
Document all financial transactions. Save your receipts, reports, canceled checks, donation slips etc. You can loan office to see them. It is always best to be prepared.
4. A new house does not save a marriage.
This is a common mistake. Do not buy a house, if the marriage is a rocky land, hoping that will help you solve your problems. It might be useful, it might not. The increased economic burden that can create more stress on the environment.
5. Seek professional advice if in doubt.
If you are unsure, ask. Seek the help of real estate professionals and financial advisors. These people have the experience and expertise to help you make the right decisions.